Kevin Davis Insurance Services

Insurance Agency in Los Angeles
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Posted on Apr 25, 2019

For many people, owning a condominium is appealing because while it grants them ownership, they do not have to take on all of the responsibilities that a homeowner would take, particularly in regards to maintaining the property. As the condo association is responsible for maintenance and manageme...

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Posted on Apr 18, 2019

When it comes to a homeowners association’s governing documents, it’s imperative that they are updated to meet the latest standards of the rights and obligations of both the association directors and its membership. Many governing documents are set in stone after the community’s developer finishe...

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Posted on Apr 11, 2019

When it comes to the financial management side of things in an homeowners association there may be varying degrees of comfort in how things are processed. Some people within an association may have a good understanding of how to handle finances while others may be completely new to it. Either way...

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Posted on Mar 29, 2019

Community associations may not be run exactly the same as traditional businesses, but like ordinary businesses, they do have a financial component to their operations. Since money is a part of any business, and HOAs for that matter, there is always a level of risk that needs to be worked with as ...

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Posted on Mar 22, 2019

For homeowners associations, managing and maintaining common areas within a development are at the top of the daily priorities. HOAs, while responsibilities may vary greatly based on the terms of their governing documents, generally have a duty to act diligently and in good faith. Usually these r...

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Posted on Mar 15, 2019

When a small condo association is just starting out or forming, there are a number of crucial first steps to take to make sure everything is done above board. There are many different pitfalls that can be included with trying to get a condo association off the ground, which can open the door to l...

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Posted on Mar 8, 2019

Homeowners associations, condo associations: what’s the difference? Turns out there’s quite a bit of difference between the two entities that can cause some major confusion. It’s not a surprise to note that these two things are interchangeably used in discussion, but there are some specific quali...

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Posted on Mar 1, 2019

Condos allow for a unique ownership opportunity because owners are given exclusive rights to their individual condominium units. They also allow for a collective interest to use and enjoy the entire property within certain limitations.

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Posted on Feb 25, 2019

Community associations may not be run exactly the same as traditional businesses, but like ordinary businesses, they do have a financial component to their operations. Since money is a part of any business, and HOAs for that matter, there is always a level of risk that needs to be worked with as ...

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Insurance Services

  • Directors & Officers Liability

    It’s important for insurance agents and brokers to have a clear understanding of the type of challenges community associations and their board members face. Leading community association insurance specialists KDIS can help educate you and your clients on their risks as well as review how our D&O insurance is designed to respond in the event of a loss.
  • Crime Insurance Policy

    Eighty percent (80%) of workplace crime occurs at the hands of employees – trusted individuals who commit crimes and cost businesses and organizations hundreds of thousands of dollars. In fact, organizations lose an estimated 7% of their revenues each year through fraud, according to the Association of Certified Fraud Examiners, and a fraud incident can go on for one or two years before being noticed.Community associations are not immune from these types of losses and, without the proper insurance coverage, are unprepared to deal with the financial setback that results from theft and other related crimes. Kevin Davis Insurance Services (KDIS) provides important Crime insurance protection to community association boards and their property managers to guard against risks involving Cyber-crime, embezzlement, check forgery, and theft.
  • Umbrella Insurance

    In securing an insurance package to protect a community association and its board, it’s essential that Commercial Umbrella Liability insurance coverage be included to cover catastrophic situations. Umbrella coverage provides an association with liability coverage over and above the primary, underlying policies (General Liability, Directors and Officers, Auto, etc.), and is an important part of the community association insurance puzzle due to our litigious society. For example, if a condo association has a $5,000,000 loss and $1 million liability limit on its General Liability and Directors and Officers Liability insurance and a $5 million liability limit under its Umbrella policy, both policies will cover the first $1 million of a claim and the Umbrella the additional $4 million. Without an Umbrella policy, the association would have to specially assess the owners to cover legal fees or judgments that exceed policy limits in the event of a significant loss.
  • Cyber Risk Insurance

    Cyber or data breaches have become increasingly commonplace today, a risk that wreaks havoc for businesses and organizations throughout every sector including the community association sector. In addition, hackers are becoming more sophisticated with the cost of cyber threats escalating, requiring robust security measures and the strength of responsive insurance program. As leading insurance specialists for condo associations, homeowners associations, co-ops, PUDs, commercial condos and resort and condo hotels, Kevin Davis Insurance Services (KDIS) offers Cyber Liability insurance as part of our end-to-end insurance solution for clients.
  • Errors & Omissions

    Community association managers face a number of professional liability exposures as a result of the management services they provide. To have proper protection, Errors & Omissions (E&O) coverage should be provided to guard against allegations of a wrongful act (negligence, error) that causes a claimant financial harm. Unfortunately, many association property managers believe that the hold harmless and indemnity provisions in their management agreement protect them from any liability, or that the community association’s D&O policy will provide protection. But in both cases this isn’t necessarily the case.

About us

Leading wholesale broker Kevin Davis Insurance Services (KDIS) is the number-one provider of insurance for community associations throughout the country. We’ve developed several key products specifically to address the unique exposures community associations face, including Directors and Officers Liability, Crime, Umbrella, and Cyber Risk. Our exclusive insurance products are backed by the financial strength of an A-rated, admitted insurance company.

Contact Us


Call now
  • (213) 626-1000
  • (213) 833-6191


Get directions
800 W Sixth Street 1800
LA, CA 90017
United States

Business Hours

Mon:8:00 AM – 5:00 PM
Tue:8:00 AM – 5:00 PM
Wed:8:00 AM – 5:00 PM
Thu:8:00 AM – 5:00 PM
Fri:8:00 AM – 5:00 PM